Securing mobile and digital payments

The ubiquity of mobile phones is changing the way consumers pay. MasterCard® is at the forefront of building a foundation for secure mobile transactions.

We’re answering the call from consumers who are seeking better ways to pay — through our innovative digital wallet service MasterPass; our contactless technologies that make transactions faster; the mobile solutions we power like Apple Pay™, Samsung Pay and Android Pay™; or the tokenization services we provide through MasterCard Digital Enablement Service.

We make it possible for people to pay with any payment card, anywhere, on any device — through a simple click, tap or touch. MasterCard is your best digital payments partner.

  • Our digital payments strategy is centered on choice — developing an array of open, flexible products to meet issuer, merchant and consumer needs.
  • Our strategy is robust and future proof, with a consistent and focused view of how digital payments should evolve.
  • Our focus on security including industry leadership in EMV is second to none.

Driving convergence with cloud-based payments

If there is no Secure Element in the mobile device, MasterCard Cloud-Based payments digitizes card credentials via Host Card Emulation combined with NFC, and Digital Secure Remote Payment for contactless and remote payments, respectively.

And, for consumers, it not only offers new, more secure ways to pay from a mobile device, but cloud-based payments also provide compatability across various mobile devices; quick and convenient contactless transactions; and streamlined in-app and online checkout with no need to manually enter a card number for every transaction.

Have questions about tokenization and digital payments?